Share Application Money is an amount paid to the cooperative society seeking membership. This amount is the basis used in determining the maximum amount of loan.
A dividend is a distribution of profits by a Cooperastive Society to its members. When a Cooperastive Society earns a profit or surplus, it is able to pay a proportion of the profit as a dividend to members.
| Deposit | Interest Rate |
| Compulsury Deposit | 6% (Per Annum) |